Delinquency example sentences

Related (7): default, arrears, overdue, non-payment, debt, juvenile, misconduct

"Delinquency" Example Sentences

  1. The bank sent a notice about the delinquency on his mortgage after he missed two payments.
  2. Her credit report showed a delinquency from five years ago that she'd completely forgotten about.
  3. The credit card company charged extra fees because of the delinquency in his account.
  4. Honestly, I didn't realize there was a delinquency until the collection agency called.
  5. He's been dealing with delinquency issues ever since he lost his job last year.
  6. The delinquency rate on student loans has been climbing steadily.
  7. She got a letter warning about potential delinquency if she didn't pay by Friday.
  8. Nobody wants a delinquency on their record — it tanks your credit score.
  9. The therapist said his teenage delinquency was just a phase, but his parents weren't convinced.
  10. After the delinquency, it took him three years to rebuild his credit.
  11. I'm trying not to stress about the delinquency, but it's hard.
  12. The judge mentioned his history of delinquency when sentencing him.
  13. What counts as delinquency varies depending on the lender and the loan type.
  14. She felt ashamed about the delinquency — like she'd failed at basic adulting.
  15. The delinquency started small, just one missed payment, and then spiraled.
  16. Can we talk about how the delinquency is affecting our mortgage application?
  17. His delinquency as a kid meant he spent a lot of time in the principal's office.
  18. The bank's delinquency policy is stricter than most — they charge immediately.
  19. Somewhere between the job loss and the medical bills, the delinquency happened.
  20. Why does one delinquency follow you around for seven years on your credit report?
  21. The delinquency ruined everything.
  22. She understood that the delinquency wasn't just a number — it was a failure she'd carry.
  23. Juvenile delinquency rates dropped in the district after they funded the after-school program.
  24. The delinquency on the car loan meant the bank could repossess it anytime.
  25. He'd been warned about the delinquency, but he ignored the letters.
  26. The financial advisor said the delinquency would haunt him for years.
  27. Most people don't realize how quickly a delinquency can spiral into serious debt.
  28. The delinquency was technically his ex-wife's responsibility, but it still showed on his report.
  29. Oh sure, ignore the delinquency notice — what could possibly go wrong?
  30. The delinquency on her student loans meant she couldn't qualify for a car loan.

Common Phrases

  1. delinquency rate
  2. mortgage delinquency
  3. juvenile delinquency
  4. delinquency notice
  5. credit delinquency
  6. delinquency on a loan
  7. history of delinquency
  8. delinquency charges
  9. delinquency period
  10. delinquency status

Examples by Level

A1
  1. He did not pay his bill, so there was a delinquency.
  2. The delinquency means he owes money now.
A2
  1. The bank sent a letter about the delinquency on his account.
  2. She was worried about the delinquency because it would hurt her credit.
B1
  1. Looking back, the delinquency started when he missed just one payment.
  2. There's something stressful about seeing a delinquency on your credit report.
B2
  1. The delinquency had been sitting on his record for years, quietly sabotaging his financial life.
  2. She'd spent months trying to dispute the delinquency, but the lender wouldn't budge.
C1
  1. What distinguishes a temporary delinquency from a pattern of financial irresponsibility often depends on circumstance rather than intent.
  2. The delinquency served as a stark reminder that one missed payment could unravel years of careful financial planning.
C2
  1. There's a particular kind of shame attached to delinquency — not dramatic, just a quiet erosion of self-regard that lingers long after the debt is paid.
  2. He'd made peace with the delinquency on his record, understanding that it was less a judgment on his character than a documentation of his circumstances.

Examples by Scenario

🏠 Everyday Life
  1. My neighbor got a delinquency notice taped to his door and he's been stressed ever since.
  2. The delinquency on my water bill was an accident — I just forgot to update my address.
💼 Workplace
  1. HR mentioned that the company's delinquency on payroll taxes could get us all in trouble.
  2. She was fired because of the delinquency in her performance reviews, not because of anything dramatic.
📊 Business
  1. The delinquency rate on our commercial loans jumped three percent this quarter.
  2. We're implementing stricter policies to reduce delinquency across our portfolio.
🛒 Buying / Shopping
  1. The store flagged my account for delinquency on a payment plan I thought I'd finished.
  2. I was looking at financing options, but the delinquency from years ago is still blocking me.
✈️ Travel
  1. The hotel wouldn't hold the reservation because of a delinquency on my credit card from a previous stay.
  2. We almost couldn't book the rental car because of the delinquency on my account.
📚 Education
  1. The student loan servicer said the delinquency would affect his ability to get federal aid.
  2. The school's financial aid office explained how delinquency on previous loans impacts new applications.
❤️ Relationships
  1. We broke up partly because of the delinquency — he couldn't handle the financial stress.
  2. She forgave him for the delinquency, but it changed how she saw him.
📰 News / Politics
  1. The report showed that mortgage delinquency rates spiked during the pandemic.
  2. Lawmakers are debating whether delinquency should be treated differently for people facing hardship.
💻 Technology
  1. The app tracks your delinquency status and sends reminders before you miss a payment.
  2. The fintech company uses AI to predict which customers are likely to fall into delinquency.
📝 Formal Writing
  1. Delinquency on federal student loans is defined as failure to make a scheduled payment for more than ninety days.
  2. The study examined the correlation between unemployment and mortgage delinquency rates across five states.

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